Financing solutions
Reshape the capital stack around what comes next
A recapitalization can create flexibility when ownership, debt obligations, or business priorities change. We assess the full balance sheet to identify a more durable structure for the next stage.
Where it fits
Reposition capital around a defined objective
A recapitalization should address the current balance sheet while creating a practical path for the business and its stakeholders.
01
Simplify obligations
Consolidate fragmented liabilities into a capital structure that is easier to understand and manage.
02
Create strategic liquidity
Reposition existing capital to support defined business, ownership, or shareholder objectives.
03
Prepare for transition
Address partner changes, ownership events, or the next phase of company growth.
Related financing paths
Match the recapitalization to the balance sheet
Existing debt, cash flow, assets, ownership objectives, and the intended use of proceeds help determine the relevant path.
Refinancing & Restructuring
Rework existing obligations around current cash flow, maturities, and operating priorities.
Cash Flow Lending
Financing evaluated around sustainable earnings, leverage, coverage, and operating performance.
Growth Capital
Capital for expansion, strategic investment, and the next defined stage of the company.
How Legacy Lending helps
Start with the full balance-sheet picture
We review the debt schedule, ownership structure, liquidity needs, repayment capacity, and forward plan before evaluating a recapitalization.
Map current obligations
Understand lenders, balances, payments, maturities, collateral, and other structural constraints.
Define the objective
Clarify whether the priority is simplification, liquidity, ownership change, or growth.
Build for durability
Align the new structure with cash flow, business assets, and a realistic repayment path.
Build a capital structure with room to move
Share the current debt schedule, ownership objectives, and intended use of proceeds so we can assess the available paths.
Financing is subject to application, underwriting, approval, eligibility requirements, and final documentation.