Industries
Financing for inventory, demand, and the next point of sale
Consumer businesses commit capital to inventory, marketing, and locations before the full sales cycle is complete. We help evaluate structures around that timing.
Operating priorities
Support the business before the sale is complete
Inventory, channel growth, and customer experience can require capital well before the resulting revenue is collected.
01
Prepare inventory
Purchase core, seasonal, or launch inventory before anticipated customer demand.
02
Grow across channels
Support new stores, e-commerce capacity, fulfillment, and other routes to the customer.
03
Invest in the customer experience
Finance fixtures, technology, build-outs, and operational improvements that support the brand.
Relevant financing paths
Match financing to the selling cycle
Inventory levels, receivables, seasonality, margins, and the expansion plan help determine the relevant structure.
Working Capital
Liquidity for purchasing, staffing, marketing, and seasonal operating needs.
Asset-Based Lending
Revolving capital evaluated against eligible inventory and receivables.
Growth Capital
Financing for locations, digital channels, systems, and measured expansion.
How Legacy Lending helps
Evaluate the full path from purchase to customer
We look at purchasing schedules, inventory movement, sales channels, seasonality, and cash conversion to identify a structure that fits the business.
Understand demand timing
Review purchasing, sales patterns, channel mix, and the timing of major inventory commitments.
Measure available support
Evaluate cash flow, eligible assets, existing obligations, and the capacity for repayment.
Build around the next cycle
Structure capital for the defined operating need without losing sight of the broader plan.
Prepare the business for its next selling cycle
Share the inventory plan, operating cycle, and growth priorities for a focused financing review.
Financing is subject to application, underwriting, approval, eligibility requirements, and final documentation.