Industries
Capital for service businesses built around people, projects, and timing
Service companies often pay employees, contractors, and vendors before invoices are collected. We help evaluate financing around that operating cycle and the next growth objective.
Operating priorities
Where financing can support a service business
The right structure should reflect how the company delivers work, bills customers, and invests ahead of growth.
01
Bridge billing cycles
Support payroll, contractors, software, and vendor costs while customer invoices remain outstanding.
02
Take on larger engagements
Fund the hiring, onboarding, and upfront project expenses required to serve additional clients.
03
Expand the platform
Invest in new locations, service lines, systems, or complementary acquisitions.
Relevant financing paths
Match financing to the service model
Project timing, receivable quality, recurring revenue, and the intended use of funds help determine the most relevant path.
Working Capital
Liquidity for payroll, project delivery, and timing gaps between work performed and payment.
Asset-Based Lending
Financing supported by eligible business receivables or other qualifying assets.
Growth Capital
Capital for teams, technology, locations, and defined expansion initiatives.
How Legacy Lending helps
Start with how work turns into cash flow
We review customer concentration, billing terms, receivables, margins, current obligations, and the next use of capital before shaping the financing path.
Map the operating cycle
Understand when work begins, costs are incurred, invoices are issued, and customers pay.
Evaluate repayment support
Review cash flow, receivables, recurring revenue, and other available business support.
Structure for the objective
Align the facility with delivery needs, growth timing, and a workable repayment path.
Put capital behind the next client, contract, or expansion
Tell us how the business operates, where cash flow is constrained, and what comes next.
Financing is subject to application, underwriting, approval, eligibility requirements, and final documentation.