Industries
Financing for the full cycle from production to purchase
Ingredients, packaging, production, distribution, and customer payment rarely move on the same schedule. We help evaluate financing around the complete operating cycle.
Operating priorities
Support production before revenue is realized
Capital may be committed across inputs, equipment, and distribution before finished products reach customers and payment arrives.
01
Fund inputs and inventory
Purchase ingredients, packaging, and finished goods ahead of production or seasonal demand.
02
Add production capacity
Finance kitchen, processing, bottling, refrigeration, or other operational equipment.
03
Enter new channels
Support additional locations, wholesale relationships, retail placement, or geographic expansion.
Relevant financing paths
Match financing to the production cycle
Shelf life, inventory, receivables, seasonality, equipment, and the route to market all shape the relevant financing path.
Working Capital
Liquidity for ingredients, packaging, labor, and seasonal production needs.
Asset-Based Lending
Financing evaluated against eligible receivables, inventory, and other business assets.
Growth Capital
Capital for production capacity, locations, distribution, and defined expansion.
How Legacy Lending helps
Review the business from inputs through collection
We look at production schedules, inventory, customer channels, margins, equipment needs, and payment timing before identifying a workable structure.
Understand the operating cycle
Map purchasing, production, storage, distribution, invoicing, and customer payment.
Evaluate available support
Review cash flow, eligible assets, existing obligations, and the capacity for repayment.
Build for the next stage
Align the facility with production needs, demand timing, and the expansion plan.
Match capital to the next production and sales cycle
Share the operating model, capacity needs, and expansion plan so we can evaluate relevant financing paths.
Financing is subject to application, underwriting, approval, eligibility requirements, and final documentation.