Financing solutions
Turn balance-sheet strength into working capital
Asset-based lending can provide revolving access to capital supported by eligible accounts receivable, inventory, equipment, or other business assets. Availability is shaped by collateral quality, reporting, and the company’s operating needs.
Where it fits
Use existing assets to support the next operating need
An asset-based structure may fit when the company has meaningful collateral and needs capital that can move with the business.
01
Put receivables to work
Use eligible business-to-business receivables to support liquidity while customers move through their payment cycles.
02
Support inventory needs
Finance purchasing, stocking, and seasonal demand when eligible inventory adds borrowing support.
03
Create room to operate
Refinance existing obligations or add liquidity for payroll, vendors, expansion, and other approved uses.
Related financing paths
Match the collateral base to the capital objective
Collateral composition, current liens, reporting quality, cash flow, and the use of proceeds help determine the right financing path.
Working Capital
Liquidity for payroll, inventory, vendors, and operating timing needs.
Equipment Financing
Capital for acquiring or refinancing essential business equipment.
Refinancing & Restructuring
Reposition existing obligations within a clearer capital structure.
How Legacy Lending helps
Evaluate collateral and operating performance together
We review the assets supporting the request, existing liens, cash flow, reporting, and the intended use before shaping the structure.
Understand the asset base
Review receivables, inventory, equipment, concentration, aging, and other relevant collateral details.
Map the current structure
Identify existing debt, liens, payments, maturities, and working-capital pressure points.
Build the facility
Align eligible collateral, reporting requirements, availability, and repayment with the operating objective.
Put business assets to work
Tell us about the company, asset base, current obligations, and capital need to explore whether asset-based lending is appropriate.
Financing is subject to application, underwriting, approval, eligibility requirements, and final documentation.