Financing Disclosures

Commercial financing only

Legacy Lending’s website and services are intended for companies and other business-purpose users seeking commercial financing. They are not intended for personal, family, or household-purpose credit.

Our role

Legacy Lending is a private credit fund. We underwrite and deploy our own capital, execute financing agreements in our own name, and retain originated facilities on our balance sheet.

Our capital solutions are Revolving Facility, Term Facility, and Invoice Factoring. Credit decisions and capital deployment remain internal.

Credit review

Submitting a capital request does not require you to accept financing. Submission alone does not initiate a credit check or inquiry.

Availability and transaction terms

Annual revenue is the starting point for credit evaluation.

Interest-only and amortization options are available. Your agreement sets the payment schedule, principal repayment, and any early-payment terms. We require a corporate guarantee only, not a personal guarantee.

Review the total cost, repayment obligations, security interests, corporate guarantee, and default provisions before signing. Your executed financing agreement controls.

Required transaction disclosures

When applicable, commercial financing disclosures required by federal, state, or local law will be provided at the time and in the form required for the specific financing offer. General website content is not a substitute for those transaction-specific disclosures.

Transaction highlights

Our transaction highlights show completed Legacy Lending financings. Client names and identifying details remain confidential.

Communications and security

Verify unexpected financing communications before sharing information or sending funds. Legacy Lending will not ask you to provide passwords or bank login credentials by ordinary email.

Questions about these disclosures or a Legacy Lending communication may be directed to contact@legacylending.co or (980) 238-4897.