Strategic business financing

The journey is the competitive advantage

Strategic lending for business owners committed to building enduring companies.

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Legacy Lending | Initial decisions may be available within 72 hours Legacy Lending | Initial decision may be available within 72 hours
Financing Opportunities | Generally $1MM–$50MM, subject to underwriting Financing | $1MM–$50MM, subject to underwriting
Financing Solutions | Asset-based lending • Revenue-based financing • Growth capital Solutions | Asset-based • Revenue-based • Growth capital
Built Around the Business | Working capital • Acquisition financing • Refinancing Built Around the Business | Working capital • Acquisition • Refinancing

Financing solutions for the need in front of you.

From working capital and asset-based lending to growth and revenue-based financing, each structure is evaluated around the business’s cash flow, collateral, timing, and objective.

Asset-Based Lending

Unlock working capital through structures supported by receivables, inventory, equipment, or other eligible business assets.

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Revenue-Based Financing

Align repayment with business performance through financing designed around recurring revenue and growth potential.

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Growth Capital

Fund expansion, strategic hires, new markets, or operational investment with a structure built around your plan.

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Working Capital

Strengthen day-to-day liquidity and navigate timing gaps with financing tailored to your operating cycle.

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Explore insights for the decisions ahead

▣   CAPITAL OUTLOOK

Planning for Working Capital Needs

Understand the cash-flow signals, operating demands, and financing considerations that can help a business prepare for its next stage.

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▣   GROWTH GUIDE

Growing Without Straining Cash Flow

Explore how expanding companies can balance hiring, inventory, new opportunities, and day-to-day liquidity while continuing to grow.

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▣   FINANCING INSIGHT

Choosing the Right Capital Structure

Compare common financing approaches and learn where asset-based, revenue-based, working capital, or growth financing may fit.

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Legacy Lending

Capital Readiness Snapshot

Illustrative path

Business stage

Established + expanding

Established Expanding Transition

Capital need

Growth + working capital

Structure drivers

Cash flow, collateral + timing

  • Asset-based
  • Cash-flow
  • Growth capital
  • Acquisition

Potential paths

Structures aligned to the need

  • Revolving line
  • Term loan
  • Asset-based facility
  • Acquisition financing

Capital solutions

Turn the capital need into a workable structure

The right path depends on what the capital must accomplish, how cash moves through the business, and the assets or revenue available to support repayment.

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Financing for distinct business needs

Legacy Lending helps owners, operators, and capital partners evaluate financing options shaped around business needs, transaction goals, and what comes next.

  • Established Businesses

    Strengthen liquidity, refinance existing obligations, or invest in the systems and equipment that support durable performance.

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  • Expanding Companies

    Access capital for hiring, inventory, new locations, acquisitions, and other opportunities that can accelerate responsible growth.

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  • Businesses in Transition

    Navigate acquisitions, ownership changes, recapitalizations, and other pivotal moments with financing built around the transition.

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  • Sponsor-Backed Companies

    Support platform investments, add-on acquisitions, refinancings, and portfolio-company growth with flexible capital solutions.

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  • Entrepreneurs & Operators

    Match the financing structure to your operating plan, cash-flow profile, and long-term ownership goals.

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  • Capital Partners

    Explore financing approaches that can support transactions, portfolio companies, and long-term value creation.

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Selected experience

Financing experience across industries

Explore anonymized references from prior financing engagements spanning growth, working capital, equipment, acquisitions, and business transitions.

Showing 8 of 31 financing references.

Business ServicesMay 2026

Experiential Marketing & Live Event Production

Facility size

$1.8MM

Receivables-backed working capital line

Supported fabrication, crew, venue, and vendor costs ahead of event delivery and customer payment.

Business ServicesMarch 2026

Flexible Office & Coworking Operator

Build-out and lease-up financing

Funded furniture, technology, tenant improvements, and the opening period for an additional location.

Business ServicesApril 2026

Payroll & Workforce Services

Facility size

$1.25MM

Working capital revolver

Helped manage timing between customer collections, payroll processing, and tax-remittance obligations.

Technology & SaaSMay 2026

Grocery E-Commerce Software Platform

Facility size

$4MM

Recurring-revenue credit facility

Provided growth capital for product development, integrations, customer onboarding, and sales expansion.

Technology & SaaSFebruary 2026

Field Service Management SaaS

Growth capital facility

Supported product investment and customer acquisition while recurring contracts continued to scale.

Technology & SaaS / Security & Life Safety April 2026

Cybersecurity Managed Services Provider

Facility size

$2.25MM

Acquisition and working capital facility

Financed talent, monitoring infrastructure, and a complementary managed-services acquisition.

AgricultureMarch 2026

Poultry Farm Services Provider

Facility size

$2MM

Equipment and seasonal working-capital facility

Funded sanitation systems, pest-control equipment, litter-treatment inventory, and service vehicles.

AgricultureJanuary 2026

Specialty Crop & Irrigation Services

Equipment financing

Added field-service vehicles and installation equipment to serve a larger agricultural territory.

These examples reference prior financing engagements. Client names and identifying details are omitted. Amounts, structures, and month/year reference periods may be rounded, generalized, or adjusted to preserve confidentiality and are not intended to state exact transaction terms or closing dates. Past experience does not guarantee future results; financing is subject to underwriting and approval.

Legacy Lending by the numbers

Experience + Momentum

A record of funded facilities, industry reach, and new capital supporting what comes next.

Legacy Lending

Financing experience

$500MM+

in financing funded

5+ years
in business
8,000+
facilities supported

Capital for what’s next

Capacity + reach

$224MM

recent capital injection

9
industry groups represented 3,122+ businesses served
$1MM–$50MM
credit facilities available

Figures supplied by Legacy Lending and presented as reported. “+” denotes at least the stated amount or count. The nine industry groups reflect the categories represented on this page. Facility availability and terms are subject to underwriting and approval.

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Put the right capital behind your next move

Tell us about the business, the opportunity, and the capital need. We’ll start by learning what matters and exploring financing structures that may fit.

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Sources + disclosures

Unless otherwise noted, figures are supplied by Legacy Lending and presented as reported for the applicable reference period.

  1. $500MM+ funded. Aggregate funded volume supplied by Legacy Lending. “+” denotes at least the amount stated.
  2. 5+ years in business. Operating tenure supplied by Legacy Lending. “+” denotes at least five years.
  3. 8,000+ facilities. Aggregate facility count supplied by Legacy Lending. “+” denotes at least 8,000.
  4. $224MM recent capital injection. Amount and description supplied by Legacy Lending. “Recent” is relative to the applicable capital-transaction reference period.
  5. 9 industry groups represented. Count of industry groups displayed in the financing-reference gallery. Some references may span more than one group.
  6. 3,122+ businesses served. Aggregate business count supplied by Legacy Lending. “+” denotes at least 3,122.
  7. $1MM–$50MM facility range. Stated potential facility-size range. Availability, size, structure, pricing, and terms depend on transaction specifics, underwriting, documentation, and approval.
  8. Anonymized prior financing references. These examples reference prior financing engagements. Names and identifying details are omitted. Amounts, structures, and month/year reference periods may be rounded, generalized, or adjusted to preserve confidentiality and should not be interpreted as exact transaction terms or closing dates.

Past experience does not guarantee future results. Nothing on this page constitutes a commitment or offer to provide financing.